Is this service right for you?
Yes, if your company needs funding for a defined purpose, such as buying stock, financing trade or managing the gap between paying suppliers and being paid by customers.
Direct lending with clear decisions.
Direct lending gives your business a straightforward route to discuss funding with us. It can support trade, working capital and specific growth plans.
Ways we can structure funding
The appropriate structure depends on your business and what the funds are for.
- Trade loans to help finance the purchase or sale of goods.
- Invoice or bill discounting to bring forward expected receipts.
- Packaged trade finance that combines facilities around a trade cycle.
- Repayment terms aligned, where possible, with your cash flow.
Preparing to apply
Having these ready can make the conversation more productive.
- Your recent financial statements.
- Cash flow forecasts covering the period of the loan.
- Details of how you intend to use the funds.
- Information about any security you could offer.
Your bank, whenever you need it.
Sign in to check balances, review activity, make payments and stay on top of your money at a time that suits you.