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Lending secured against eligible portfolios.

If you hold an eligible investment portfolio with Benpat Bank, you may be able to borrow against it rather than selling your investments to raise funds.

Is this service right for you?

It may be worth considering if you are an existing private banking client, need access to funds and want to keep your investment strategy in place.

What to understand first

Secured borrowing can add flexibility, but it also links your loan to the value of your investments.

  • The amount you can borrow depends on your portfolio’s eligibility and value.
  • A fall in value could mean you need to add funds or repay part of the loan.
  • Investments may be sold to reduce the loan if required by the facility terms.
  • Interest and fees apply in line with your agreement.

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